Motor Insurers

Lower claim cost through operational behaviour

Rate pressure rarely delivers sustainable savings. Process behaviour does.

We analyse how the repair ecosystem actually functions — reducing hire duration, friction and severity volatility without damaging customer experience or supplier stability.

Support includes - Network performance review and coaching - Cycle time programmes - Repair vs total loss accuracy - Capacity resilience planning - EV severity preparedness - Supplier alignment frameworks – Organic Vertical Integration – Subrogation optimisation

Outcome: predictable indemnity and stable networks.

Global Insurer Services

Tailored insights and strategies to reduce claims costs and improve repair outcomes.

Network Control & Indemnity Cost Reduction
  • OEM Parts Centralisation Strategy

    • National / Pan-European OEM frameworks

    • Cost-plus billing controls

    • Parts transparency & audit protocol design

    • Guaranteed T+1 logistics modelling

  • Hybrid Fixed-Price (ARC) Modelling

    • Average Repair Cost architecture

    • Dynamic K2K-linked performance thresholds

    • Inflation-indexed cost controls

    • Actuarial reserving stabilisation

Core Strategic Advisory Services
  • Private Equity Risk Analysis & Mitigation

    • Assessment of PE-backed repair group dominance risk

    • Geographic capacity vulnerability mapping

    • Supply-chain leverage analysis

    • Exit-cycle and financial fragility assessment

  • Strategic Blueprint Development

    • Transition from “Price Taker” to “Market Maker”

    • Long-term supply chain resilience planning

    • Net Combined Ratio improvement strategies

  • Continuous Workflow Mentoring (TOC-Based)

    • Bodyshop Revolution.ai implementation

    • Constraint identification & synchronised production

    • Buffer management & “Murphy” neutralisation

    • Throughput accounting integration

  • Key-to-Key Compression Programmes

    • Reduction from 10–14 days to 3–4 days

    • Credit hire leakage reduction

    • WIP stabilisation

    • Predictable output modelling

  • High-Volume Site Pilot (“Sprint”) Programmes

    • 12-week performance transformation pilots

    • Targeted high-friction repairer intervention

Network Operational Excellence & Performance Acceleration
Vertical Integration & Capacity Ownership
  • Strategic M&A Advisory

    • Acquisition target identification

    • Internal capacity modelling

    • Post-acquisition TOC re-engineering

    • Cultural & operational change management

  • Organic Infrastructure Development

    • Hub & Spoke model design (Hub & Node architecture)

    • Fast-track and Technical Excellence centre development

    • Greenfield site design for EV / ADAS / Composites readiness

    • Capital deployment modelling

Why Leading Insurers Engage with PCI

Tailored insights driving smarter collision solutions.

NCR protection: We help insurers navigate the increasing geographical challenge of private equity-based MSOs and their negative influence on combined ratio performance.

Repair Network Support: Our experience in delivering high performance to insurers enables us to support their existing repair network deliver extraordinary results.

Drastic Cycle Time Reduction: We consistently cut Key-to-Key times by over 50%, moving toward a stable 3-day repeatable cycle.

Increased Touch Time: Our methodology increases daily touch time from the industry average of 2.5 hours to 4.5+ hours per vehicle.

Predictability and Trust: By eliminating "business noise" and managing the primary constraint (the bottleneck), we provide insurers with absolute certainty on delivery dates and performance outcomes.

Cost & Indemnity Mitigation: High-velocity repairs, lower administrative friction, and improve policyholder satisfaction create world beating network relationships.

Subrogation: We restructure subrogation modelling to ensure repairer/insurer empathy for a win-win goal, delivering significantly stronger insurer CR and EBITDA for collision shops.

Download our Information to understand the value to you as an insurer